The article discusses the penalties imposed by the President of UOKiK on Assay ASI, its management, and another company in the group, Assay Management, for promoting an investment scheme under the guise of an "Investment Bill Agreement." This scheme falsely promised fixed, guaranteed returns with regular interest payments, raising concerns about consumer protection and deceptive practices in financial services. The UOKiK's actions highlight the importance of transparency and compliance with regulations in the financial sector to safeguard consumers from misleading investment offers.